Wealth Management

Wealth Management is the most comprehensive service available at McLean and encompass planning advice, implementation, and investment management.

Our advisory team thoroughly examines your financial lives for planning opportunities and works with you to execute strategies as your life circumstances and goals evolve.

McLean wealth management clients are looking for comprehensive support for their financial lives from a team of experts focused on their best interest. They look to McLean to personalize their retirement plan while putting tax considerations at the center of their portfolio management. As their trusted fiduciary advisor, McLean provides clarity and direction for their entire financial picture.


Looking at the
big picture

Our approach goes beyond current assets and investments to encompass your entire financial life. Your McLean advisor coordinates the special expertise of tax, insurance, and estate planning professionals—whether our staff members, your existing advisors, or others we recommend—to develop your best strategies for everything from exit planning for business owners to charitable gifting strategies.


Management and Advisory Services

Leading advisory firms no longer equate success with picking outperforming stocks. Rather, the popular methodology today is to create investment portfolios with multiple asset classes, maximizing return per unit of risk. It’s a fine approach for large institutions that will be invested in the markets in perpetuity, but not for individuals. After saving for 30 years, you can’t wait out a 15-year bear market to start your retirement. Your plan needs to be based on a specific time horizon, focused on when you’ll start taking distributions and how long you expect to do so.

While markets historically make money for investors over the long term, there is no guarantee that a severe bear market won’t exist just before and just after you retire. If your plan is based solely on investing, you may find yourself not being able to support the lifestyle you expected—or delaying your retirement beyond what you had desired. Our holistic approach helps to prevent that occurrence.


Learn more about working with McLean


Creating a predictable
retirement income stream

Navigating the transition from living primarily off working income during your peak earning years to drawing only retirement income can be tricky. The key is aligning essential expenses to a stable funding sources such as annuity income, required portfolio distributions, and social security income. To that end, we create plans seeking to provide a two- to three-decade long comfort level for a family in retirement.


Tax management,
estate planning, and more

Limiting tax liability is always a part of our overall planning, from reducing exposure to tax inefficient holdings when creating your portfolio to systematically harvesting losses and actively offsetting distribution gains while managing it. Because tax codes are always changing, regionally and nationally, tax management strategies are continuously reviewed.

Similarly, estate planning is best accomplished in concert with your overall wealth management strategy. Our advisory team works closely with your team of professional advisors to help structure your estate in ways designed to ensure your wealth is distributed according to your intentions.

From maximizing employee benefit plans to structuring long-term care for parents, we’re just a call away. In short, we can help you navigate everything that intersects finance in your life.


Learn more about working with McLean

The Importance of Your Savings Rate

How much you save for retirement goes a long way to determining how much you can spend in retirement. The more you save while you’re working, all else equal, the more you can spend in retirement. It sounds straightforward, but it seems to be something that many people forget, or at the very least, seem…


Medicare Open Enrollment 2022

Medicare beneficiaries can join, switch, or drop a plan during the annual Open Enrollment Period, which runs from October 15 – December 7, 2022. Each year, Medicare plan costs and coverage typically change. In addition, your healthcare needs or network of doctors may have changed over the past year. Also known as Medicare’s annual election…


A Terrible Way to Protect a Retiree From Inflation

People seem to think commodities (especially gold) are suitable guards against inflation. I want to explain why that’s not true – at least over any useful time frame – and then tell you about some of the much better tools available. Commodities are just things. They don’t produce any value in and of themselves. They’re…


Get in touch

We'd love to hear from you!

(866) 827-0636

Book an Appointment