Normally with these reviews, we look at something related to investing, or some direct financial planning issue. But we’re going to switch it up this week.
More and more of our life, especially our financial life, is happening online now. This is massively more convenient for almost everyone, but there are real risks.
There are all sorts of intricate technology solutions and protections standing between your money (and the rest of your data) and the bad guys. But a lot of the responsibility for your protection still comes down to you.
When we’re talking about cyber security it’s incredibly easy to go down some really dark and twisting rabbit holes. But one of the most powerful steps you can take to protect yourself can also make your life easier in the long run. Password managers are like magic (as long as you use them correctly).
If you’re not familiar with password managers, they are essentially a much better alternative to sticking a Post-It to your monitor with all your passwords on it.
Not only do they serve as a central repository for all of your passwords, but they make it incredibly easy to come up with and use unique, strong passwords for every website you use. And most even make it easier to log into your accounts by automatically filling in your username and password when you get to a login page.
This is incredibly important stuff. If you aren’t using a password manager, now is the time to start. It may take a few minutes to set up, and an extra click or two the first time you log into an account, but it will make you a lot safer online and will save you time in the long run.
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