Bob French, CFA


Occam’s – Do the Midterm Elections Matter to the Market?

By Bob French, CFA / October 14, 2022 /

The 2022 midterm elections are coming up (remember to vote on November 8th). With every election, there’s always a lot of talk about how important it is to vote (true), and that if the other side wins it means the end of the world (potentially less true). There are always important issues at play, and…

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The Importance of Your Savings Rate

By Bob French, CFA / September 29, 2022 / Comments Off on The Importance of Your Savings Rate

How much you save for retirement goes a long way to determining how much you can spend in retirement. The more you save while you’re working, all else equal, the more you can spend in retirement. It sounds straightforward, but it seems to be something that many people forget, or at the very least, seem…

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A Terrible Way to Protect a Retiree From Inflation

By Bob French, CFA / August 2, 2022 /

People seem to think commodities (especially gold) are suitable guards against inflation. I want to explain why that’s not true – at least over any useful time frame – and then tell you about some of the much better tools available. Commodities are just things. They don’t produce any value in and of themselves. They’re…

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Occam’s – When Does a Separately Managed Account Make Sense?

By Bob French, CFA / October 15, 2021 /

Mass customization is the dream for most industries, and the financial services industry is no different. Everyone’s investing goals are different, so it makes sense that we would want to be able to specifically design the funds that we use to reach our goals. The plethora of mutual funds and ETFs out there give us…

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2021 – Q3 Quarterly Market Review

By Bob French, CFA / October 14, 2021 /

Q1 2020 – Quarterly Market Review

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Occam’s – How Are You Different From the Average Investor?

By Bob French, CFA / April 16, 2021 /

People are a lot like snowflakes. If you don’t look all that closely, we’re all roughly similar. But the closer you start looking, the more different we are. We all have our own unique situations and experiences, and these drive who we are. This also describes who we are as investors. We can make big,…

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What Happened with GameStop

What Happened With GameStop?

By Bob French, CFA / February 5, 2021 /

It’s a bit of an understatement to say that GameStop has been in the news lately. There are a lot of people opining about what is going on, but we want to cut through that and look at what actually happened (we look at what it all means in another article. So what actually happened,…

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GME and WallStreetBets

What Does the GameStop Kerfuffle Mean?

By Bob French, CFA / February 5, 2021 /

It’s been a pretty wild ride with GameStop. But while there has been a lot happening, does it actually mean much? We’ve examined the details of what happened elsewhere, so I’m going to focus on some of the bigger questions that this whole affair raises, and specifically how this all impacts long-term investors. So let’s…

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Occam’s – Is the Value Premium Pining for the Fjords?

By Bob French, CFA / January 15, 2021 /

There’s no magic formula for investing. The financial markets seem to take some sort of cosmic joy in bringing people back down to Earth. And it’s value investing’s turn – in fact, it’s been value investing’s turn for a while now. To put it mildly, this has been a rough decade and a half for…

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