Retirement Insights

The Responsibilities of Being a Caregiver

By McLean Asset Management

Whether caring for an aging parent, a spouse with a chronic illness, or a child with special needs, caregivers play a crucial role in providing physical, emotional, and sometimes financial support to their loved ones. The role of the caregiver can take on countless shapes and forms and may impact the caregiver’s life in various…

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Occam’s – Do Stocks Get Safer The Longer You Own Them?

By Bob French, CFA

WHAT IS OCCAM’S RAZOR? Occam’s Razor is a principle attributed to William Occam, a 14th-century philosopher. He stressed that explanations must not be multiplied beyond what is necessary. Thus, Occam’s Razor is a term used to “shave off” or dismiss superfluous explanations for a given event. This concept is largely ignored within the investment management…

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2023 – Q3 Quarterly Market Review

By McLean Asset Management

This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the impact of globally diversified portfolios and features a quarterly topic. Download Quarterly…

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Changing Risks in Retirement

By McLean Asset Management

Retirement is a significant life transition that marks a shift from accumulating wealth to managing it for income. While this might seem straightforward, it’s essential to grasp the unique risks retirees face compared to those still in the workforce. These risks highlight why retirement income planning is distinct from traditional wealth management. In this article,…

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What is Risk?

By Bob French, CFA

Risk is a tricky concept to pin down in the investing world. There’s no good definition of what it truly is, or how people relate to it. And it’s – by far – the most important concept in finance. The Challenge of Defining Risk Finance isn’t alone in not being able to define key concepts, though…

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Charitable Planning – Leveraging Those Gains

By McLean Asset Management

There are few things more rewarding than giving your resources in a way that has a positive and profound impact on the lives of others. Fortunately, the IRS encourages this type of generosity by classifying donations to qualified charities as tax-deductible. As a result, it’s possible to “do good while doing well.” But what if…

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Reaping the Advantages of Tax Loss Harvesting

By McLean Asset Management

Tax loss harvesting can be an incredibly powerful way to reduce your tax bill and keep more money invested and working for you. Tax loss harvesting involves realizing losses from your investment portfolio that can be used to offset gains from your portfolio, or even your regular income. While many people don’t like the idea…

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Index Investing 101

By Bob French, CFA

It’s important to you and your investments that you understand the basics of how indexes and index funds work. What Is an Index Anyway? In the words of Lewis Carroll, let’s “begin at the beginning” with a simple definition. An index keeps track of returns generated by a basket of securities, and it’s put together…

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Occam’s – How to Generate Inflation Adjusted Income in Retirement

By Bob French, CFA

Inflation is a fact of life. It’s also not so great for retirees. In fact, it’s one of the biggest risks that retirees face. By constantly eating away at the value of our savings and income, inflation will slowly reduce our purchasing power in retirement – if we don’t do anything about it. To put this…

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