Tax planning in retirement is less about chasing the lowest possible tax bill in any single year and more about balancing what you pay now against what you’ll likely owe later. The real challenge is to manage your income in a way that maximizes after-tax spending power over the course of your retirement, while avoiding…

While market ups and downs are part of investing, they can also open doors to tax savings. Even though volatility can feel uncomfortable, two tax strategies allow you to turn market swings into an advantage: tax loss harvesting and tax gain harvesting. Harvesting Tax Losses Tax loss harvesting means selling investments that have dropped in…

Northern Virginia Magazine has named Jessica Wunder a 2025 Top Financial Professional! To compile the Top Financial Professionals listing, surveys were sent to Northern Virginia financial professionals, asking them to recommend other financial professionals whom they would refer to friends and family. The Northern Virginia Magazine team then vetted those nominated by consulting various publications…

Comparisons are a natural part of how we measure progress. Students look at class averages to see how they did on an exam. Runners check their pace against others in a race. Even in everyday life, we notice what neighbors, coworkers, or friends are doing to help gauge our own path forward. These comparisons can…

When it comes to investing, people often want a simple answer to a complex question: How is my portfolio doing? The truth is that most of your results ultimately depend on how you’ve chosen to structure your portfolio. Your choices, such as allocation between stocks and bonds, your balance between U.S. and international markets, and…

Retirement income planning is one of the most important challenges in financial services today. People are living longer, traditional pensions are less common, and Social Security alone often does not provide enough to cover the lifestyle many retirees hope to maintain. The responsibility now falls on individuals to turn their accumulated savings into a reliable…

If you’re looking ahead to retirement and thinking about addressing your long-term care needs as you age, you may want to consider a continuing care retirement community (CCRC). A CCRC, also known as a “life plan” community, is a retirement community that provides a continuum of care – independent living, assisted living, and skilled nursing…

It’s not exactly cocktail party conversation, but somewhere between talking about travel plans and the grandkids, most retirees eventually start to wonder: What happens if my memory starts to slip? It’s a tough thought, and for many, it’s easier to ignore. But planning for cognitive decline isn’t about being pessimistic. It’s about protecting your future,…

This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the impact of globally diversified portfolios and features a quarterly topic. Download Quarterly…