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The Role of Duration-Matched Bonds in Retirement Planning
When building an investment portfolio for wealth accumulation, the primary focus is maximizing returns while managing risk. However, in retirement planning, the goal shifts from simply growing wealth to ensuring a reliable income stream. This calls for a more strategic approach to asset allocation—one that aligns investment choices with future spending needs. Duration-matched bonds offer…
Read MoreAre Stocks Safer in the Long-Term?
When you’re investing, you need to focus on the long-term. This is one of those pieces of received wisdom that everyone has heard, and most people at least pretend to believe it, but it’s often wildly misinterpreted. There’s this idea out there that stocks get safer the longer you hold onto them because you can…
Read More2019 – Q4 Quarterly Market Review
This report features world capital market performance and a timeline of events for the last quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the performance of globally diversified portfolios and features a topic of the quarter.…
Read MoreThe Secure Act and Your Retirement
At the end of last year, Congress passed a bipartisan spending bill. Included in this bill is the Setting Every Community Up for Retirement Enhancement Act, also known as the SECURE Act. The provisions of the SECURE Act are effective 1/1/2020 and will have real-world implications for your retirement and legacy planning. In this article,…
Read MoreHow to Create Reliable Income Sources with Bond Ladders, SPIA’s and DIA’s
“You know…it is a lot different when you are actually retired.” The above quote from a recently retired client points to the challenges of retirement. The change from working and saving to not working and spending from your portfolio is daunting. Layered on top of these “normal” concerns are today’s troubling headlines. This “headline risk”…
Read More2019 – Q3 Quarterly Market Review
This report features world capital market performance and a timeline of events for the last quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the performance of globally diversified portfolios and features a topic of the quarter.…
Read MoreQualified Opportunity Funds: Great Tax Saving Opportunity or Too Much Risk?
Qualified Opportunity Funds (QOFs) have received a lot of attention in the press lately and the expectation is that you will hear more about these funds by year end. Most recently, QOF’s were prominently highlighted on a recent front page of Sunday’s New York Times. The attention is due to the tax benefits created by…
Read MoreTSP Modernization Act
Monday (August 5th, 2019) was a chaotic day for both the world economy and markets. We want to break down what’s happened, and how that will likely impact your investments.
Read MoreWhat Does it Mean to Call China a Currency Manipulator?
Monday (August 5th, 2019) was a chaotic day for both the world economy and markets. We want to break down what’s happened, and how that will likely impact your investments.
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