With advisors able to perform some of the most complex, in-depth analyses found anywhere, we believe we have structured the most forward thinking company in retirement planning. We even developed our own solution specifically to monitor distribution planning for our clients. However, any firm must commit to ongoing self-examination and change. That means an investment in people, technology, and training, with a strong emphasis on attaining advanced degrees and certifications. We learn from the continually increasing data at our disposal, refine our thinking, apply academic rigor, and always stick to the mathematics underlying it all. In this way, the methods we develop are time-tested, common sense solutions.