“You Basically Have Three Choices: Work more. Save More. Or Want Less.”

This short – but powerful – article takes a refreshing look at the least popular of the titular levers: wanting less.

I’ll admit, my typical reading in the area of financial planning consists of an article written by some attorney, accountant, advisor or other financial wonk, explaining in excruciating detail, the merits of some esoteric money-saving technique that approximately 0.001% of the population might actually employ. Consider yourself warned: This article is nothing at all like that.

This young woman’s recap of her very first encounter with a financial advisor is a fun read. And better still, the epiphany she experienced during that meeting is one from which we could all benefit.

Often this concept of “wanting less” is championed by those looking at the emotional, psychological or environmental benefits of wanting less. But here, the guidance comes from a financial advisor who was, as the author puts it, “simply relating a numbers-based reality”.

There won’t be any guilt trips that you’re not a minimalist. No advice to downsize to a tiny home. Just a realistic look at how shifting your focus and adjusting your current wants might just help you more easily reach your future wants.


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