As this article makes clear, everyone wants something different out of retirement. Figuring out exactly what you want can be incredibly difficult, but it’s one of the most important things…
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Attempting to sustain a fixed living standard using distributions from a portfolio of volatile assets is an inefficient retirement income strategy. This is a unique source of sequence risk. Four…
Individual investors are vulnerable to the sequence of market returns experienced over their investing lifetimes. Individuals who behave in exactly the same way over their careers—saving the same percentage of…
This is one of the best retirement “tips” articles I’ve read in a long time. Retirement is generally pretty straightforward. It’s a lot like losing weight and living a healthier lifestyle….
There’s some good advice in this article – with one glaring exception. Most of the article covers some of the common mistakes people make when retiring – things like not…
A TIPS ladder can be constructed similarly to a Treasury strips ladder, using the same date from the Wall Street Journal Market Data Center, which provides a daily report of…
Building bond ladders for retirement income is an important but understudied topic. Especially since we are at a point in time when many are worried about future interest rate increases,…
All too often, when people think about retirement planning, they’re really thinking about investing. While investing is (often) a really important part of retirement planning, it’s only a piece of…
Bonds can be purchased on both primary (when bonds are first issued) and secondary (subsequent trading) markets. There are wholesale markets for large institutions (with trades of at least $1…
When it comes to retirement income bond ladders, Joe Tomlinson created a taxonomy of different types in his 2014 Advisor Perspectives column, “Why the Risk Reduction Benefits of Bond Ladders…
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